Follow the steps below to gain extra cash:

     Step 1 - Locate Trow Beckett at Rhylandor near the University. 
     Step 2 - Talk to him to receive a locator, coins, and a diary. 
     Step 3 - Drop all those items. 
     Step 4 - Select Give and any character. Trow will offer a random amount of money for an
     item. 
     Step 5 - Select Continue and build your total funds.